Clarity.
Cash Flow.
Confidence.
TREASURY INSIGHT FOR SCALABLE FINANCIAL SYSTEMS.
Clear. Strategic. Intentional.
Our Approach
Our approach is rooted in partnership and proactive guidance. We take time to understand your business, its operations, and its financial landscape — so the systems we build aren’t just accurate, but purposeful.
We don’t just manage numbers; we align your financial structure with your business strategy. Every process, workflow, and recommendation is designed to support confident decision-making and sustainable growth.
A Human Approach to Financial Leadership
Many business owners are doing everything right, yet still feel behind. Having grown up in a family business that operated for 40+ years, we understand the commitment behind building something of your own. Behind every transaction is meaningful effort — and we honor that.
Our Philosophy
Where clarity meets confident financial leadership.
At JKO Consultants, we believe businesses grow stronger when they have visibility, structure, and financial insight they can rely on. Our philosophy blends accuracy with strategy — transforming financial data into direction.
We exist to help business owners shift from reactive bookkeeping to proactive financial leadership.
Guiding Principles
Clarity
Financial information should be understandable and actionable — never overwhelming.
Confidence
When you have transparency and trustworthy data, decisions become strategic instead of stressful.
Strategic Insight
We go beyond bookkeeping, offering financial interpretation that supports meaningful growth.
Precision & Integrity
Accuracy, ethics, and confidentiality are foundational to everything we do.
Proactive Systems
Your financial processes should evolve with your business — not restrict it.
Partnership Mindset
We treat your business with the same intention and stewardship we’d apply to our own.
How We Support You
Refined precision and strategic insight.
Bookkeeping Services
Accurate, organized, and intentional bookkeeping designed to give you financial clarity, not just records. We ensure your books stay clean, compliant, and aligned with your business goals.
Includes
- Monthly Transaction Categorization
- Bank & Credit Card Reconciliation
- Monthly P&L and Balance Sheet
Your Benefits
- Focus: Focus on running and growing your company.
- Clarity: Shift from reactive to proactive.
Treasury Support
Strategic financial oversight for scaling businesses. Cash-flow monitoring, forecasting, and treasury-level strategy tailored to your needs.
- • Cash Forecasting and Reporting
- • Banking Relationship Management
- • Working Capital Management
Payroll Services
Reliable, compliant payroll management for stress-free operations. We ensure employees are paid accurately and on time while managing reporting and filings.
Partnership & Purpose
At JKO Consultants, we believe a successful business is built through genuine partnership, financial clarity, and a strategic approach. With a family business background of over 40 years, we understand how deeply finances are connected to real lives.
Money isn’t just the operational fuel—it represents goals, responsibility, sacrifice, and the hard work it takes to grow something meaningful. As your partners, we work directly with you—the business owner—to customize support based on your needs.
Our goal is simple: to make financial systems easier to understand, easier to maintain, and more valuable to your long-term success.
Joaquin Kodama
Owner
I specialize in treasury planning, cash flow forecasting, and financial strategy for growing businesses. With experience in commercial banking and corporate treasury operations, I help clients build financial systems that are organized, scalable, and aligned with their long-term goals.
Yulianna Kodama
Operations & Client Experience
I oversee operations and client experience to ensure everything runs smoothly from onboarding to ongoing support. With experience in banking, lending, and education, I focus on organized systems and clear communication. My goal is to make your financial processes feel seamless.
Start the conversation.
Message us today for your complimentary consultation.